Top 10 Passive Income Ideas to Build Wealth in South Africa

Staff Writer

5 min, 29 sec read


So, do you want to make extra money in addition to your monthly work salary?

I mean, who doesn't anyway...

The answer? Passive Income.

In this article, you'll learn about the passive income ideas that'll make you money in South Africa.

Be honest with me right now - has your salary increased lately? What about your lifestyle and affordability of things, has it changed for the better?

I know...

Let's look at how you can make extra money on the side of your career.

Passive Income Ideas in South Africa

What is Passive Income?

There's no better way of explaining this without scenarios.

But here we go...

A passive income is money derived from work, time, and money you've invested into an idea. This residual income comes on a regular basis without having anyone put any effort into maintaining the work.

In short, you work very hard right now, so that the idea could look after you for life in the future. Your idea needs to add value, treated as a financial product.

For example:

You might run out of cash during the month, and probably do overtime or after-hours work just to increase your income. Passive income is different, you work on an idea that'll make money for you, while you're focusing on your career. Put a lot of effort and time into your idea after work hours and a few months later, you start earning income.

That income grows over time and consistently every month.

So, these passive income ideas are worth trying in South Africa because they've been proven and tested to bring consistent income to those who've worked hard.

1. Blogging

Exactly what I'm doing right now - you're reading my blog that's running affiliates.

Write valuable content that helps readers accomplish certain goals while earning income at the same time.

I've been blogging for a while now and have seen quite a lot of success.

Here's a live example.

Michelle from MakinfSenseOfCents was able to pay off $38,000 in student loans in 7 months with blogging - no kidding.

With blogging for passive income, you can sell other people's products and earn a commission when people buy through your website. It's going to cost you some money to register your domain and design your website.

But that's all.

Start writing your awesome content, share your ideas, and show people what they want. Build a reputation and audience and start making money with affiliates.

Here are the most popular and trusted affiliates you can join in South Africa:

And many more you can find...

2. Join Uber or Bolt

How many Uber or Bolt cars can you spot on your way to work or to the mall?

Personally, I can't even keep the count in Johannesburg alone.

Uber and Bolt enabled car owners to earn money for transporting clients nationwide. And customers found the most convenient ways of moving in-between cities.

Sign up for Bolt or Uber and make an estimated R8,000.00 per week. Imagine over R25 000 in your bank every month, on top of your salary.

That would basically change your life.

3. YouTube

Did you know you can earn money with your own videos on YouTube?

Google would play an advert before your video and you'll earn a commission. So, the more viewers of your videos, the more money you will make.

It's not easy to join AdSense for YouTube nowadays. Google has recently updated its eligibility requirements for YouTube.

To qualify and make money, your channel must reach 4 000 watch hours with over 1 000 subscribers.

4. Real Estate

Investing in real estate is the best investment you could ever make in your life. It's going to cost you a lot of money but the guaranteed return on investments over time.

I personally invested in a property or flat which enabled me to buy three cars in one year, pay for my younger sister's university fees, rescued my mother from debts, and the list just goes on.

The best part?

I decided to start investing at an early age. The income gave me a lot of opportunities while affirming a bright future for the family.


A property increases in value every year. If you rent it out, the property will give you and your family a lifetime income.

Invest smart.

5. Content Writing

Freelance your content writing skills and start earning passive income.

Companies are always looking for consulting social media and blog content writers. This allows them to focus on delivering quality customer services.

Join online marketplaces such as and These online platforms will connect you with paying clients that require your writing services.

In fact, freelance writing is one of the top services offered at Fiverr, including proofreading and editing existing content.

The best part?

You'll get even more gigs if you offer SEO-optimized content and good review ratings.

6. Package your knowledge

For those who are exceptional at what they do, they can package short video clips or audio recordings of what they do and sell them online to people that want to increase their knowledge in the area of endeavor.

This can be done digitally on the net, through phone apps, online video courses, ebooks, and paid webinars.

7. Network Marketing

Network marketing as a passive income idea allows you to sell well-established products and earn a commission on sales.

The best part?

You buy the products at discounts.

It's a referral business. Instead of selling directly to customers, you help them understand and switch to those products. The more people switch and buy from your referral, the more commission you'll make.

Here are the top network marking companies in South Africa:

8. Become a business, silent partner

There are so many companies out there that need funding for expansion.

Find them and offer them a proposal. Instead of giving them a loan, you can propose a position in the business.

That way, the business you invest in still operates without your input but enjoys the benefits of profits.

9. Write and sell books

The art of becoming an author can be financially rewarding. People can author books based on career experience and sell to the public.

Proceeds from sold copies of the book may serve as extra income on the side of the individual.

10. Tutor students

By conducting one-on-one tutoring and lessons, you can charge fees from the students you teach.

You could also teach in formal classes or can be hired as a consultant by big multinationals corporations to train staff on a career you are an expert in.